Various factors on your driving record will have an impact on your monthly insurance costs. This graphic demonstrates how much you can expect to pay for each of these factors when you have an insurance policy with one of Paterson, NJ’s top insurance providers. If you have a clean record, the insurance provider that will be the cheapest for you is GEICO at $252 per month, and the provider that is the most expensive is Farmers at $798 per month. For those that have an accident on their record, the cheapest provider and the most costly will be Farmers ($1,363) and GEICO ($333) respectively. If you’ve gotten a speeding ticket, Farmers and GEICO will be the most affordable and the least affordable, at $863 and $252. Finally, for those that have had a DUI, the least expensive provider is GEICO at $252, and the most costly is State Farm at $1,505.