Estimated Closing Costs Across Canada in 2025

British Columbia
$76,705
$0
$18,341
$2,389
$2,000
$99,435
Ontario
$58,412
$2,482
$13,157
$1,797
$2,000
$77,848
Quebec
$28,423
$1,821
$6,513
$1,600
$2,000
$40,357
Alberta
$24,558
$0
$436
$2,304
$2,000
$29,298
Nova Scotia
$22,001
$0
$6,600
$2,788
$2,000
$33,389
Prince Edward Island
$20,237
$0
$4,047
$1,145
$2,000
$27,429
Manitoba
$18,012
$0
$4,855
$1,335
$2,000
$26,202
Newfoundland & Labrador
$16,467
$0
$1,415
$2,513
$2,000
$22,395
New Brunswick
$15,970
$0
$3,194
$2,402
$2,000
$23,566
Saskatchewan
$15,866
$723
$951
$1,873
$2,000
$21,413
Minimum down payments are calculated using the average home price data from the January 2025 CREA stats release, featuring a 5-year fixed rate of 4.04% and a 25-year amortization period. Land transfer tax estimates for Ontario and Quebec do not include Toronto and Montreal. Legal fees, title insurance, and miscellaneous expenses encompass a range of costs, including lawyer fees, home inspections, title insurance, and moving expenses. Land Transfer Tax estimates excludes any first-time buyer rebates.
Chart: ZoocasaSource: CREA, Surex, RatehubGet the dataCreated with Datawrapper