Female
Male
All Australians
Save more money
56%
48%
52%
Spend less money
34%
31%
32%
Reduce expenses
24%
24%
24%
Invest more
15%
18%
17%
Build up an emergency fund
18%
15%
16%
I don't have any financial goals for 2024
12%
18%
15%
Find ways to increase my earnings (eg. second job, get a pay rise, start a business)
16%
12%
14%
Improve my overall financial literacy
9%
13%
11%
Pay off mortgage
7%
12%
10%
Pay off my credit card
12%
9%
10%
Buy a car
9%
9%
9%
Buy a home
9%
5%
7%
Buy cryptocurrency
5%
8%
7%
Pay off my BNPL debt
6%
4%
5%
Save for a home deposit
7%
3%
5%
Pay off other personal debt (e.g. student loan, personal loan, car loan, etc)
5%
4%
4%
Stop using BNPL
2%
2%
2%
Other
2%
3%
2%