Home Mortgage Originations 2018-2022

Originations by borrower race, ethnicity and census tract income and minority status.

View as percent of all originations   | View home purchase loans only  

Table with 6 columns and 12 rows.
20182019202020212022
Loans7,720,9959,325,24114,541,30215,052,4918,369,564
Minority Borrower1,653,4002,021,9783,097,5923,535,7272,060,002
Asian431,326539,909955,2811,046,441534,730
Black439,398527,720735,036887,331573,177
Hispanic725,972890,1951,312,0041,496,374889,777
HoPI19,38321,95832,82633,08617,753
Native American37,32142,19662,44572,49544,565
White5,091,9736,012,7959,330,4979,130,6804,984,653
No Data975,6221,290,4682,113,2132,386,0841,324,909
Minority Census Tract1,521,2641,840,3332,735,2443,035,4762,084,273
LMI Borrower1,987,4712,291,9333,222,2413,658,9942,310,177
LMI Census Tract1,380,2171,589,4532,148,6032,487,3061,577,922
Low-to-moderate income (LMI) refers to either a person that earns equal to or less than 80% of the CBSA median family income or a census tract where the median income is 80% or less than the CBSA median family income. Loan data from HMDA 2018-2021 snapshot file. Race and ethnicity determined by NCRC methods. https://ncrc.org/ncrcs-hmda-2018-methodology-how-to-calculate-race-and-ethnicity/
Table: NCRCSource: CFPBGet the dataCreated with Datawrapper