Financial literacy tends to be low across five generations in the United States, but particularly so among Gen Z

Distribution of correct answers to P-Fin Index questions

Note: The P-Fin Index is designed to assess financial literacy across eight functional areas: earning, consuming, saving, investing, borrowing and managing debt, insuring, comprehending risk, and go-to information sources. Some columns don't add to up 100% due to rounding
Chart: Monday Morning EconomistSource: TIAA Institute-GFLEC Personal Finance Index (2017—2025).Created with Datawrapper