How much can I negotiate off my interest rate?

Interest rates advertised by banks vs rates negotiated by Opes Mortgages advisers
December 2024

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Average advertised and negotiated special rates for the 6 big banks. The 4 and 5 year discounts appear high because ANZ doesn't have 'special' interest rates. That makes the 4 and 5 year average advertised rate look a bit high, and consequently the discount look quite large.

Chart: Ed McKnight – Opes PartnersSource: Opes MortgagesCreated with Datawrapper