On average, men need long-term care for 2.2 years and women for 3.7 years, though memory care can last 8+ years. "Avg LTC costs" reflects the average cost of assisted living in your state, projected to grow 4% annually. When quoting for two people, we average the annual benefits from each person’s policy to simplify comparisons (individual details are available upon request) and start LTC costs at age 80 of the older applicant. Quotes are subject to change based on your health, policy updates, and your birthday. For illustrative purposes only. Refer to your policy for exact terms and details.
Chart: Long Term What?Source: InsurersGet the dataCreated with Datawrapper