Family of Four

(Two 45-year-old parents with two dependent children)

Note: all income numbers are from 2023 and are updated for inflation from Jan. 2023 to Jan. 2025 inflation level using https://www.bls.gov/data/inflation_calculator.htm.
Chart: Third WaySource: Data on average and median income comes from US Census Bureau data: https://data.census.gov/table/ACSDT1Y2023.B19019?q=B19019&g=010XX00US and https://data.census.gov/table/ACSST1Y2023.S1902?t=Income (Households, Families, Individuals); All data on annual premium costs without tax credits comes from using KFF’s calculator: https://www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired.