Credit Card Interest Rates Haven't Changed Much This Year

The average credit card APR inched up just a tiny bit in March, thanks to a few online offer changes and new additions to our data pool. Overall, interest rates have been pretty quiet since last spring.

Hover over a point to see the average credit card purchase APR for each month. Note: The historical average APR data plotted on this chart reflects updates made to our calculation process in July 2020.
Source: The Balance
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