Recent home owners have a much tougher task repaying their mortgage

Loan repayments as a share of average earnings by year of loan

Based on an average sized home loan in December of the year, repayments calculated at standard variable rates, earnings from total average earnings in November of that year.
Chart: Greg JerichoSource: ABS, 5601.0, 5609.0, 6302.0, RBA, author's calculations Get the dataCreated with Datawrapper