Stacked bar chart showing more Latino and Black borrowers would likely be approved for loans if positive rental payment history were incorporated into mortgage underwriting
Notes: Data are for purchase mortgages only. Chart only includes only borrowers younger than 45 to better capture first-time homebuyer population. We used the category, "other," to maintain consistency with the data source, but recognize that aggregating groups into one category can erase the breadth of experiences within those groups.