Over three-quarters (79 percent) of Black homeowners had a mortgage in 2020, compared to 70 percent of all homeowners.

Percent of owner-occupied households with a mortgage, by race, 9-County Bay Area, 2010-2020

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"Black (All)" refers to all householders who identify as Black, regardless of other racial/ethnic identities. "Black (Only)" refers to non-Hispanic/Latinx householders who only identify as Black.

Source: Bay Area Equity Atlas analysis of American Community Survey microdata from IPUMS USA.Get the dataCreated with Datawrapper