FDIC National Rate Averages, April 2023

The FDIC updates its national average rates for deposit accounts once per month. In June 2021, the national average rates for CD terms of 6 months to 5 years ranged from 0.09% to 0.27% APY. Now, as of April 2023, rates range from 1.03% to 1.54% APY. (To see a specific data point, tap or hover over that area of the chart.)