Top CD Rates Since November 2021 - As of Jan. 8, 2024

In November 2021, the top nationally available rate across CD terms of 6 months to 5 years ranged from 0.70% to 1.35% APY. After 11 Fed rate hikes between March 2022 and July 2023, the top rates have surged to a range of 4.89% to 5.75% APY.