The Middle Class Housing Gap: What Lower vs. Upper Earners Can Afford to Buy

The maximum affordability in each city was calculated by using calculator.net's "How much house can I afford" calculator, assuming a down payment of 20%, and a 30-year fixed mortgage and an interest rate of 6.76%. Taxes, insurance, heating and other expenses or debts were not factored in the calculation. With a conventional loan (28/36 rule)
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