Between 117 and 197 branches are the last bank in their area

Branches of FDIC-supervised banks with under $133.9 million in assets that have no other bank within 2 miles (urban) or 10 miles (rural), by rural definition

Totals: 197 of 901 branches under Standard A, 117 of 901 under Standard B. Each branch is tested alone. Exposure measure, not a forecast.
Chart: NCRCSource: NCRC analysis of FDIC BankFind Suite institutions and locations data, Oct. 30, 2026.Get the data