Homeowner insurance cost per $1,000

Looking at what insurance companies charge per $1,000 of insured value can be instructive. These figures for all-perils coverage of single-family houses are based on an analysis of data submitted by state-regulated insurers to the Florida Office of Insurance Regulation for the first quarter of 2025. The cost per $1,000 was determined by dividing the average premium companies charge policyholders by the average risk exposure and multiplying by 1,000. Florida-based companies are denoted with an asterisk (*).

Spreadsheet tallies insurance companies' costs per $1,000 of insured value for all-perils coverage of single-family houses
Chart: Ron Hurtibise / South Florida Sun Sentinel Source: Florida Office of Insurance Regulation Get the data Created with Datawrapper