This graphic demonstrates how much you can expect to pay for various factors that insurance providers measure when you have an insurance policy in Naperville, IL. If you have a clean record, the insurance provider that will be the cheapest for you is USAA at $141 per month, and the provider that is the most expensive is Farmers at $320 per month. For those that have an accident on their record, the cheapest provider and the most costly will be Allstate ($509) and USAA ($203) respectively. If you’ve gotten a speeding ticket, Allstate and USAA will be the most affordable and the least affordable, at $391 and $141. Finally, for those that have had a DUI, the least expensive provider is State Farm at $141, and the most costly is Allstate at $474.