*A DPS cover is for a period of one year and will be automatically renewed annually up to the age limit of 65 from April 1, 2021. For example, if a member is currently automatically extended a DPS cover at the age of 59 years and six months, his cover will cease one year later. Under the new contract, his DPS cover will continue to be renewed annually until he enters the last year of coverage at 64 years and six months. His cover will end when he turns 65 years and six months, as he has passed the age limit of 65.

**New yearly premium would be deducted on member’s DPS policy anniversary