Figure 1

Premium Payments for Subsidized Enrollees Will Increase Nationwide if Enhanced ACA Subsidies Expire

Percent Increase in Average Monthly Premium Payments for Benchmark Silver Plan Without Enhanced Subsidies, 40-Year Individual Making $32,000, 2026
40-Year-Old, $32,000  60-Year Old Couple, $85,000   

Note: Premiums reflect the state median increase from rate filings applied to 2025 amounts and weighted by plan selections. Premiums do not reflect state-provided subsidies. A 40-year old individual making $32,000 in DC and New York would be eligible for Medicaid and the Essential Plan, respectively. In Alaska, at a comparable income (205% poverty), premiums would increase by just over 200%.
Source: KFF analysis of Census data, CMS data, Missouri Census Data Center Geocorr 2022 tool, plan selection data from state regulators and 2025 Open Enrollment Period Public Use Files, and premium data from Healthcare.gov, state regulators, or insurer filingsGet the dataDownload PNG