More than half of Overdrive readers (55%, represented in red on the chart below) reported having been involved in a crash they felt involved some sort of fraud on the part of the other drivers. A small fraction of those crashes, though, resulted in meaningful action on the part of law enforcement. From the perspective of Sentry Insurance Trucking Claims Director Larry Harlow, there's a reason for that. He calls it a "little bit of a misconception" that most "of these accidents has potential fraud." He just doesn't see it often at all in claims and/or litigation, referencing the "swoop and squat" terminology investigators use for a maneuver whose goal would be staging a rear-end crash by merging in front of a truck and braking quickly. "I don’t see a lot of that. ... What you see more is fraud as it relates to medical treatment and overbilling," he said. Sentry's "special investigations" unit -- also a feature of other insurers -- triages incoming cases closely for all such fraud, at once, Harlow added.