CLICK BELOW FOR ALTERNATE VIEWS OF THIS DATA.
Year |
Borrower Race |
Neighborhood Diversity |
Borrower Income |
Neighborhood Income
| Year | ||||||
|---|---|---|---|---|---|---|
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
| Borrower Income | $127,497 | $110,727 | $112,613 | $120,108 | $143,070 | $147,322 |
| Loan Amount | $267,142 | $279,674 | $302,370 | $347,363 | $374,189 | $369,204 |
| Property Value | $357,002 | $348,935 | $372,991 | $431,772 | $474,763 | $469,793 |
| Interest Rate | 4.7% | 4.2% | 3.2% | 3.0% | 4.9% | 6.5% |
| Total Charges to Borrower | $4,912 | $4,018 | $5,632 | $5,878 | $8,437 | $11,353 |
| Discount Points | $1,775 | $1,788 | $1,961 | $2,061 | $3,525 | $4,382 |
| Origination Charges | $1,633 | $1,701 | $1,881 | $1,938 | $3,157 | $3,680 |
| Lender Credits | $982 | $4,240 | $1,189 | $1,335 | $1,186 | $1,297 |
| Closing Costs as a Percent of Income | 3.9% | 3.6% | 5.0% | 4.9% | 5.9% | 7.7% |