Quarterly direct incurred ratios by line of business in last five quarters
Q3'23
Q4'23
Q1'24
Q2'24
Q3'24
Private auto
74%
72%
66%
68%
65%
Homeowners
81%
42%
57%
80%
67%
General liability
63%
67%
58%
58%
66%
Fire & allied lines
65%
47%
41%
49%
75%
Comm'l auto liab.
75%
77%
67%
78%
72%
Workers' comp
46%
36%
50%
46%
51%
Med prof. liab.
53%
54%
58%
58%
50%