Top Cities for First-Time Homebuyers in the US

* The monthly mortgage payment not including any property taxes, homeowners insurance, HOA fees, or private mortgage insurance. Monthly mortgage payments were calculated using the Nerd Wallet Mortgage Payment Calculator, assuming a 30-year mortgage and a fixed rate of 6.78%. The average 2-bedroom rent was sourced from Zumper's June Rental Report. Median single-family home prices were sourced from the National Association of Realtors (NAR).
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