Private room corporate plans (75pc back on certain Day-to-Day costs )

These plans are a step above the semi-private schemes as they cover a private room in all standard private hospitals (if available). They also have lower excesses to pay for private hospital stays and include excellent refunds on out-patient expenses including 75% back on GP and Consultant fees with no excess to pay first.

Note: These include excesses on private hospital stays and may have co-payments on some orthopaedic/ophthalmic/cardiac procedures. Laya charge 3pc for paying monthly by direct debit. The above is for illustrative purposes only and should not be considered as like-for-like alternatives. Please refer to the insurers’ table of benefits for full plan details or seek expert advice before making any change.