Likelihood of having access to an employer-based retirement plan based, on socioeconomic characteristics

Each box is the likelihood of having access to a retirement plan for a representative worker, changing only the specified characteristics as you move across the table.

The 'representative worker' lives in an urban area, is age 42, has some college education or an associates degree, and earns the median income of $61,668. They work for a firm who employs 51-100 people in Educational Services, Health Care, and Social Assistance industry.

The best access industry is Finance and Insurance, and Real Estate and Rental and Leasing, in which workers have the highest rates of access to a retirement plan. The worst access industry is Arts, Entertainment, and Recreation, and Accommodation and Food Services, in which workers have lowest rates of access to a retirement plan.