Mortgage-free homeowners in 2024

Circle sized by metro area population

(Please use a modern browser to see the interactive version of this visualization)

Percentage of owner-occupied housing units without a mortgage in over 500 U.S. metro areas. Nationally, 40.3% of homeowners were mortgage-free in 2024.

Chart: Meghan MalasSource: ResiClub analysis of U.S. Census Bureau's American Community Survey data, published in September 2025Created with Datawrapper