Prepared on 20/01/2022. Based on the weekly net total return of the S&P/ASX 200 Index over the past 10, 15 and 20 years (effective to 19 January 2022); assuming there are 52 weeks in each year. Calculations include the average account keeping fee and brokerage of a selection of micro-investing platforms, with the account keeping fee charged at the end of each year. Other taxes, transaction costs or account fees may apply. Actual returns and fees will vary by investment product. The value of your investment will rise and fall over time. Past performance is not a reliable indicator of future performance.