On average, church leaders plan to offer a 2.9% COLA with a median of 3%. The bottom 25% of all churches (25th percentile) plan to offer a COLA of 2.2% or less, the median (50th percentile) church plans to offer a COLA of 3%, and the top 25% (75th percentile and above) plan to use a COLA at or above 3.8%.