First Direct | 1st account | £175, 7% regular saver, fee-free overseas spending and a £250 0 per cent overdraft | You can't have ever had an account with First Direct and you can't have opened a current account with HSBC since January 2018. | Open the account in the app, switch an account with two direct debits and then pay in £1,000 within 30 days, use your debit card five times, and log on to online banking |
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Lloyds | Club Lloyds | £175 and a free reward such as 12 months' Disney+ | You can't have had switch cash from Lloyds, Bank of Scotland or Halifax since April 2020. | Open the account online, by phone or in branch, switch an account from a different bank, including three direct debits, by 30 July |
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