Credit scores are represented in three distinct categories based on what the credit score rating is. These categories are: Good, Fair, and Poor. This graphic's purpose is to compare the top insurance providers in Paterson, NJ, and how much they charge on average in a month for each of these three credit score ratings. If you have a good credit score, then the provider that charges the least on average in Paterson is GEICO ($202), and the provider that requires the most is Farmers ($903). For Fair credit scores, the most affordable provider is GEICO, and the least affordable provider is Farmers, with the former charging $281 per month and the latter charging $959. GEICO charges the lowest average monthly payment for those that have Poor credit (at $494), and State Farm charges the most (at $1,369).