Survey conducted by YouGov Plc on 2,276 U.S. adults, of whom 875 have used Buy Now, Pay Later services. Fieldwork was undertaken between March 4-6, 2024. Article published by Heidi Rivera, Denny Ceizyk, and Rhys Subitch on April 11, 2024, focusing on issues such as overspending and missing payments among BNPL users.