Affirm and Credit Card Delinquency Rates, 2019-2024

The percentage of consumers who are past 30 days overdue on a credit card loan, according to the Federal Reserve compared to the number of consumers who are past 30 days overdue on an Affirm loan, according to the company's quarterly reports.

Affirm and Federal Reserve quarters have been converted to standard calendar quarters for this chart. Q1 refers to January, February, and March; Q2 refers to April, May, and June; Q3 refers to July, August, and September; and Q4 refers to October, November, and December.

Chart: Ella FeldmanSource: Board of Governors of the Federal Reserve System and AffirmGet the dataCreated with Datawrapper