Percentage of young people using BNPL by frequency of financial difficulties, based on surveys of 505 Australians aged 18-24 in 2021 and 2022.
Differences between 2021 and 2022 reflect changes in questions. In 2021 participants were asked about their experiences over the previous two years. In 2022 they were asked about the previous 12 months. Results reflect participants' own interpretation of 'rarely', 'sometimes', 'often' and 'very often'.