The "Health Trends 2025" chart illustrates how inflation, increased utilization, and changing treatments are impacting projected 2024 medical trend rates across global and regions. How do you expect each of the following trend components will impact your market’s projected 2024 medical trend rate? (Very significant + significant; top three) 1. Global: • Medical inflation: Expected to have a significant impact on the projected 2024 medical trend rate. (80%) • Utilization changes due to a higher incidence of health conditions: Expected to have a significant impact. (72%) • Changes in treatment mix: Expected to have a significant impact. (64%) 2. Asia: • Utilization changes due to a higher incidence of health conditions: Expected to have a significant impact. (81%) • Medical inflation: Expected to have a significant impact on the projected 2024 medical trend rate. (73%) • Changes in treatment mix: Expected to have a significant impact. (73%) 3. Europe: • Medical inflation: Expected to have a significant impact on the projected 2024 medical trend rate. (88%) • Utilization changes due to a higher incidence of health conditions: Expected to have a significant impact. (76%) • Utilization changes due to change in public system scope, quality, affordability and/or access: Expected to have a significant impact. (68%) 4. Latin America and the Caribbean (LAC): • Medical inflation: Expected to have a significant impact on the projected 2024 medical trend rate. (82%) • Changes in treatment mix: Expected to have a significant impact. (71%) • Utilization changes due to a higher incidence of health conditions: Expected to have a significant impact. (56%) 5. Middle East and Africa (MEA): • Medical inflation: Expected to have a significant impact on the projected 2024 medical trend rate. (79%) • Utilization changes due to a higher incidence of health conditions: Expected to have a significant impact. (62%) • Changes in treatment mix: Expected to have a significant impact. (48%)