Average annual interest rates for fixed-rate mortgages

This comparison provides a snapshot of average interest rates for fixed-rate mortgages from banks, insurance companies, and pension funds.

The figures shown are the averages of advertised reference interest rates as per June 16, 2026. In practice, the interest rates applicable to individual mortgage agreements can be somewhat higher or lower than advertised rates, depending on various criteria.
Banks: The figures shown are the average for all banks included in the moneyland.ch mortgage comparison.
Chart: moneyland.chSource: Information published by lenders and compiled by moneyland.ch.Created with Datawrapper