Insurance providers charge different rates based on the insured individual’s age. This graphic compares the average monthly premiums for Dayton, OH’s top insurers for four different age groups. These age groups are 17-year olds, 25-year olds, 35-year olds, and 65-year olds. These average monthly premiums are an average of the rates for both males and females. If you’re a 17-year old and are looking for the cheapest insurance provider in Dayton, USAA has the cheapest average cost at $360. Progressive, on the other hand, is the most expensive provider, with an average cost of $1,146. The best and worst providers for 25-year olds are: Nationwide ($395) and USAA ($151). For 35-year olds, USAA is the cheapest, and Nationwide is the most expensive, at $111 and $349, respectively. And for those that are in the last age group, USAA is the cheapest insurance provider ($105), and Nationwide is the least affordable provider for 60-year olds at $315 on average.