Table 3: Price comparison of individual products vs. bank packages
Annual fees for a private account, debit card, and credit card.
1 A credit card is not part of the standard bank package, but it can be added to the bank package for an extra fee.
2 Recommendation from Raiffeisen Switzerland to Swiss Raiffeisen banks. Fees can vary between individual Raiffeisen banks.
Many banks charged reduced fees when certain requirements are met: 3 From CHF 25,000 of assets at the bank: CHF 0. 4 From CHF 25,000 of assets at the bank: CHF 75. 5 From CHF 100,000 of assets at the bank: CHF 66. 6 Other reductions may apply depending on your wealth and which products you use. 7 From CHF 25,000 of assets at the bank (excluding bank account balances): CHF 0. 8 from CHF 25,000 of assets at the bank (excluding bank account balances): CHF 60. 9 When an eligibility requirement is met (e.g. regular inflows of money): CHF 48. 10 When an eligibility requirement is met (e.g. regular inflows of money): CHF 144. 11 From CHF 10,000 of assets at the bank: CHF 84. 12 From CHF 10,000 of assets at the bank: CHF 184. 13 From CHF 10,000 of assets at the bank: CHF 96. 14 From CHF 10,000 of assets at the bank: CHF 0. 15 From CHF 10,000 of assets at the bank: CHF 100. 16 No bank packages are offered directly under the main UBS brand. However, the Pure bank package is available from UBS's Key4 digital banking subsidiary.
The table lists the cheapest available product, without accounting for digital banking subsidiaries. The table does not account for special promotions or welcome offers for new customers (temporary fee waivers, for example). Special fees for customers with a mortgage from the bank are not accounted for. In most cases these are identical to the reduced fees listed in the tables above.
2 Recommendation from Raiffeisen Switzerland to Swiss Raiffeisen banks. Fees can vary between individual Raiffeisen banks.
Many banks charged reduced fees when certain requirements are met: 3 From CHF 25,000 of assets at the bank: CHF 0. 4 From CHF 25,000 of assets at the bank: CHF 75. 5 From CHF 100,000 of assets at the bank: CHF 66. 6 Other reductions may apply depending on your wealth and which products you use. 7 From CHF 25,000 of assets at the bank (excluding bank account balances): CHF 0. 8 from CHF 25,000 of assets at the bank (excluding bank account balances): CHF 60. 9 When an eligibility requirement is met (e.g. regular inflows of money): CHF 48. 10 When an eligibility requirement is met (e.g. regular inflows of money): CHF 144. 11 From CHF 10,000 of assets at the bank: CHF 84. 12 From CHF 10,000 of assets at the bank: CHF 184. 13 From CHF 10,000 of assets at the bank: CHF 96. 14 From CHF 10,000 of assets at the bank: CHF 0. 15 From CHF 10,000 of assets at the bank: CHF 100. 16 No bank packages are offered directly under the main UBS brand. However, the Pure bank package is available from UBS's Key4 digital banking subsidiary.
The table lists the cheapest available product, without accounting for digital banking subsidiaries. The table does not account for special promotions or welcome offers for new customers (temporary fee waivers, for example). Special fees for customers with a mortgage from the bank are not accounted for. In most cases these are identical to the reduced fees listed in the tables above.
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