⩓ DATATRUST
LAR, Gross NPL, and Net NPL

Trends in Loan at Risk (LAR) and Non-Performing Loans (NPL)—comprising gross and net figures for substandard, doubtful, or loss-category loans—within the banking sector, 2022–2026.

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Note: Data as of Feb 2026

Chart: D. Bisara @ Investortrust.idSource: BI, OJKCreated with Datawrapper