Figure 2

Debit dominates

Share of in-store millennial transactions funded by each payment source

Source: PYMNTS Intelligence, Apple Pay @11: Usage is Up, but Competitors are Gaining Ground, August 2025
N = 986: Millennial respondents, fielded Aug. 14–Sept. 22, 2025
“Wallet balance” refers to a balance held within a digital wallet such as PayPal, Venmo, Cash App or a closed-loop merchant wallet.
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