Grouped bar chart showing that communities of color have been more likely to struggle to repay debt in February 2020, February 2021, and August 2021.
Notes: Debt in collections is measured as the share of people with a credit bureau record with any debt in collections. Credit data don’t include details on consumers’ race and ethnicity, so the racial and ethnic community metrics are based on the racial makeup of consumers’ zip code of residence. Majority-Black, -Hispanic/Latinx, -Native, and -white communities are zip codes where more than 60 percent of residents are in the respective racial or ethnic group, as measured in the US Census Bureau’s American Community Survey (2014–18).