Credit scores are represented in three distinct categories based on what the credit score rating is. These categories are: Good, Fair, and Poor. This graphic's purpose is to compare the top insurance providers in McKinney, TX, and how much they charge on average in a month for each of these three credit score ratings. If you have a good credit score, then the provider that charges the least on average in McKinney is USAA ($147), and the provider that requires the most is Allstate ($343). For Fair credit scores, the most affordable provider is USAA, and the least affordable provider is Allstate, with the former charging $182 per month and the latter charging $401. USAA charges the lowest average monthly payment for those that have Poor credit (at $314), and Allstate charges the most (at $546).