The Top Unexpected Homebuying Costs of 2026

Among the 32% of homebuyers who faced unexpected expenses during the homebuying journey in Canada over the past year and a half, these were the most common surprise costs:

Source: 2026 CMHC Mortgage Consumer Survey of 4,112 Canadian mortgage consumers aged 18 and up conducted between Jan. 7 and Feb. 1, 2026. Participants had made a mortgage transaction within the past 18 months.Get the dataCreated with Datawrapper