Insurance models and deductibles at a glance
1 In addition to the standard model of compulsory health insurance, there are alternative models. Unlike the standard model, the alternative models involve certain restrictions.
2 With high medical expenses, a high annual deductible is not worthwhile. According to calculations by moneyland.ch, with annual treatment costs of around 1800 to 1900 francs, the 300-franc deductible remains the best choice.
The exact details of the alternative models depend on the respective insurance product. This table only provides a general overview; in case of doubt, the specific conditions of the product apply.
2 With high medical expenses, a high annual deductible is not worthwhile. According to calculations by moneyland.ch, with annual treatment costs of around 1800 to 1900 francs, the 300-franc deductible remains the best choice.
The exact details of the alternative models depend on the respective insurance product. This table only provides a general overview; in case of doubt, the specific conditions of the product apply.