Various factors on your driving record will have an impact on your monthly insurance costs. This graphic demonstrates how much you can expect to pay for each of these factors when you have an insurance policy with one of McKinney, TX’s top insurance providers. If you have a clean record, the insurance provider that will be the cheapest for you is USAA at $159 per month, and the provider that is the most expensive is American Family at $344 per month. For those that have an accident on their record, the cheapest provider and the most costly will be Allstate ($518) and USAA ($236) respectively. If you’ve gotten a speeding ticket, Progressive and USAA will be the most affordable and the least affordable, at $358 and $159. Finally, for those that have had a DUI, the least expensive provider is GEICO at $159, and the most costly is Allstate at $541.