An insurance policy's coverage level determines what events the policy covers and how much monetary value the policy will cover. Policies have three tiers of coverage: High, Medium, and Low. This graphic compares the average monthly rates for these three coverage levels as offered by the top providers in the state. The most expensive insurance provider in McKinney, TX for High levels of coverage is Allstate at $445 on average per month, and the least expensive provider is USAA at $223. For Medium levels of coverage, the most costly and the least expensive providers are Allstate and USAA at $426 and $214, respectively. Finally, for Low coverage, the insurance provider that charges the most on average is Allstate at $419, and the one that has the lowest average monthly premium is USAA at $207.