Top CD Rates vs. National Averages - Jan. 17, 2024

The best CD returns unearthed by Investopedia's rate experts are typically 3-5 times higher than the national average rates across all FDIC banks.

*Monthly national average rates published by the FDIC on Jan. 16, 2024.
Chart: Investopedia / Sabrina Karl Source: Investopedia daily rate rankings
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