Time frame Equity % Debt % Gold%
0 to 6 months01000
6 to 12 months01000
1 to 2 years01000
2 to 3 years0-1585-1000
3 to 5 years15-5050-850-10
5 to 7 years40-6535-600-15
7 to 10 years50-7030-500-15
> 10 years50-8020-50 0-15