Broad asset allocation ranges for different time frames
Time frame
Equity %
Debt %
Gold%
0 to 6 months
0
100
0
6 to 12 months
0
100
0
1 to 2 years
0
100
0
2 to 3 years
0-15
85-100
0
3 to 5 years
15-50
50-85
0-10
5 to 7 years
40-65
35-60
0-15
7 to 10 years
50-70
30-50
0-15
> 10 years
50-80
20-50
0-15