Homeowner insurance costs climb again in Florida

After dipping slightly during the fourth quarter of 2024, average homeowner insurance premiums climbed again by 0.3% during the first quarter of 2025. Here's how average premiums to insure owner-occupied single-family homes changed.

Breakdown of insurance premium changes by companies that sell homeowner insurance in Florida.
Chart: Ron Hurtibise/South Florida Sun Sentinel Source: Florida Office of Insurance Regulation Get the data Created with Datawrapper