Majority of Black Michiganders live in areas with the highest location effects

Percent of racial group living in territories grouped by location effect

Bar chart showing what share of White and Black Michiganders live in each of five territory groups, ranging from the territories with the lowest location effect to the highest. For all five insurers, the majority of Black Michiganders live in territories with the highest location effect

(Please use a modern browser to see the interactive version of this visualization)

* Values in the location effects of insurers’ territories were averaged across census geographies when grouped into quintiles.

Chart: Mohamed Al Elew Source: Office of Insurance Rates and Forms of the Michigan Department of Insurance and Financial Services via SERFF (location effect); U.S. Census (race)